The text presents a detailed panel discussion featuring experts from diverse backgrounds—real estate developers, software entrepreneurs, public officials, and engineers—focused on the intersection of real estate, affordable housing, and blockchain technology. Panelists share their personal journeys, emphasizing community impact, particularly within the Black community and underserved populations in the DC, Maryland, and Virginia (DMV) region. They explore how blockchain can revolutionize property ownership through secure, transparent title management, smart contracts, and fractionalized ownership, enabling broader access to real estate investment beyond traditional accredited investor restrictions. The dialogue highlights challenges such as regulatory barriers, potential municipal revenue loss from blockchain-based transfers, and the need for equitable policy reforms. Additionally, the conversation covers innovative concepts like digital real estate in the metaverse, liquidity pools for community collective ownership, and the integration of crypto in affordable housing development. The panel underscores the urgency for education and technology adoption to prevent generational wealth loss and promote inclusive economic growth. Overall, the discussion envisions blockchain as a transformative tool to democratize real estate, enhance affordability, and empower marginalized communities through innovative ownership models and digital solutions.

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